Job Description

Job Description

Job Description

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GENERAL PURPOSE

Title Examiners are responsible for abstracting and examining documents from the public records and providing title opinions based on the
facts and documentation. This is achieved by using extensive title knowledge to examine the prior chain of title and all relevant documents for
errors, identifying any title issues, & taking the necessary steps to ensure a clear title. In addition, the title examiner is responsible for providing
accurate/ professional title commitments, while maintaining a high level of productivity in assessing risk and liabilities in accordance with policy
provisions.

ESSENTIAL FUNCTIONS

• Examine title orders within company guidelines to determine the conditions of the title and insurability by considering the effect of documents such as deeds, deeds of trust, mechanics liens, tax liens, judgments, assessments, probates and other matters of record

• Research the respective title plant software, analyze &evaluate pertinent record documents for determination of ownership, legal descriptions, & any conjunction to title

• Explain chain of title, exceptions, and requirements to customers and managers

• Recognize title defects and formulate a curative solution

• Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of the local title manager, state title manager or underwriter, as appropriate.

• Maintain proper production levels and delivery standards on a daily basis

• Work closely with the customer and escrow staff to meet time requirements for options, and assist with answering questions

• Prepare an accurate and comprehensive title commitment in accordance with company's examining and policy procedures

• Participates in special projects and miscellaneous duties as assigned by management

• Perform other duties as assigned by manager.

JOB QUALIFICATIONS

Knowledge, Skill & Ability

• Familiarity with title searching software preferred, such as DataTree, DATA Trace, FASTSearch, etc.

• Knowledge of underwriting policies and guidelines

• Knowledge of real estate law, title, and escrow curative procedures

• Effective communication skills, both verbal and written

• Organizational skills and ability to work within established time frames

• Ability to work in a fast-paced environment while maintaining control.

• Excellent problem solving/critical thinking

EDUCATION, FORM TRAINING & EXPERIENCE

• High School diploma (or equivalent). Specialized training in word processing software, database or spreadsheet software (obtained either in school or by up to six months of training) is desirable.

• Minimum of four years of industry experience.

REASONING ABILITY

• Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to solve practical problems and deal with
  a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions
  furnished in written, oral, diagram, or schedule form.

PHYSICAL DEMANDS

• The physical demands described here are representative of those that must be met by an employee to successfully perform the
  essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the
  essential functions.
• While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to
  sit. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; climb or
  balance; stoop, kneel, crouch, or crawl; and taste or smell. The employee must frequently lift and/or move up to 25 pounds. Specific
  vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus.

WE OFFER SOME GREAT PERKS

• Health, dental, and vision benefits

• Employer-paid disability and life insurance

• Flexible spending accounts

• 401k with company match

• Paid time off and company-paid holidays

• Wellness Resources

WORK ENVIRONMENT

• The work environment characteristics described here are representative of those an employee encounters while performing the
  essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the
  essential functions. The noise level in the work environment is usually moderate.

Compensation Range: $24.04 - $28.84

NOTE: This job description is not intended to be an exhaustive list of duties, responsibilities, or qualifications associated with the job.

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