Job Description

Description

The Managing Director will be a senior coverage banker within the Corporate Banking Division with Client and Prospect activities focused on Healthcare Services companies. This role serves as the point person on the complete client transactional process, including new client acquisition, deal origination, financing, idea generation, term sheet negotiation, underwriting, documentation, and closing the transaction.

This senior Healthcare Banker will also be responsible for crossselling the full suite of Citizens Capital Markets and Treasury Management products to the Healthcare Services client universe. This role can be located anywhere within the Citizens Bank footprint.

Responsibilities:

• Actively partner with portfolio management, leveraged finance, capital markets and risk management.
• Demonstrate commitment to both growing existing client relationships and developing new relationships through a rigorous prospect calling effort.
• Responsible for driving the overall client relationship and profitability and will be crossselling the full slate of bank products.
• Interact with senior management of public and privately owned healthcare companies and Private Equity firms portfolio companies.
• Develop new relationships and uptiering the banks position with existing clients through proactively presenting financial solutions.
• Develop and deliver presentations to the banks senior management at screening and approval meetings in conjunction with deal team partners.
• Influence and function well in a team environment and view credit/client situations from multiple angles, debate the merits of a given transaction and defend their position both internally and externally.
• Closely monitor changes in government Healthcare policy and subsector reimbursement trends.
• Maintain the effective license to operate by sustaining a high level of trust and confidence by senior line and risk management.

Experience:

• 10+ years of Healthcare banking/corporate finance experience and exhibited competency in client relationship management, financial analysis and credit structuring.
• Candidate should be a seasoned, credit trained banker who has thrived in a credit intensive environment.
• Exhibit skill at negotiation and the development of loan structuring options, with Capital Markets for multibank transactions, and be skilled in managing large credit exposures and complex credit situations.
• Maintain the effective license to operate by sustaining a high level of trust and confidence by senior line and risk management.
• Possess meaningful, relevant experience with Healthcare Services companies and a demonstrated ability to uptier relationships to Left Lead and Joint Lead Arranger.
• Strong experience at a highly advanced level of credit, documentation, proposal, and negotiations both internally and externally.
• Strong understanding of credit and covenant structures and documenting loans.
• Possess superior practical and conceptual knowledge of Healthcare credit and risk analysis.
• Demonstrated desire to succeed and drive business.
• Exhibits comprehensive written and verbal communication skills.
• Reputation as a team player.

Education/Certifications:

• Bachelors degree in business, Finance, Accounting, Economics, or equivalent work experience.
• Masters degree preferred.
• Series 79 or 7 & 63 licenses.

Hours & Work Schedule

Hours per Week: 40

Work Schedule: Monday - Friday

Pay Transparency

The salary range for this position is $252,500 - $325,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, relevant skills, and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens paid time off policy exceeds the mandatory, paid sick or paid timeaway policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleagues or a dependents reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Why Work for Us

At Citizens, you'll find a customercentric culture built around helping our customers and giving us back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.

Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

12/31/2025

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